Newsroom
CHEP Lauds Adoption of Comprehensive Regulatory Framework for Shared Equity Products in Illinois
Stakeholder-driven rulemaking process balances consumer protection with access to these valuable solutions, serving as a national modelMANASSAS, Va. — The Coalition for Home Equity Partnership (CHEP), a national non-profit association dedicated to the protection and promotion of the shared equity product (SEP) industry, commended the Joint Committee on Administrative Rules [...]
CHEP Response to the National Consumer Law Center’s Letter Regarding the Urban Institute’s February 2026 Report on Shared Equity Products
On March 30, 2026, the National Consumer Law Center (NCLC) sent a letter to the Urban Institute requesting that it retract or revise its February 2026 research report on shared equity products. CHEP welcomes earnest engagement from the NCLC on how these products should be regulated. The Consumer protection goals [...]
Setting the Agenda: CHEP Leads Key Sessions at IMN’s HEI & Home Equity Capital Markets Forum
Last week, members of the Coalition for Home Equity Partnership (CHEP) had a significant presence at IMN’s HEI & Home Equity Capital Markets Forum in Nashville. As one of the industry's premier gatherings dedicated to home equity, the event provided a critical platform for discussing the evolving landscape of shared [...]
CHEP Announces the Addition of New Executive Board Member Splitero
Splitero, Inc. joins the association and its Board of Directors to elevate homeowner education around flexible home equity options MANASSAS, Va. — The Coalition for Home Equity Partnership (CHEP), a national non-profit association representing a collective of financial services companies that offer innovative, flexible ways to tap home equity, often [...]
CHEP Disappointed with Misguided Passage of LD 1901, Eliminating Choice for Maine Homeowners
De facto ban on shared equity products cuts off a critical financial lifeline for seniors, fixed-income residents, and struggling familiesMANASSAS, Va. — The Coalition for Home Equity Partnership (CHEP) today issued a strong rebuke of the Maine Legislature’s passage of LD 1901, “An Act to Regulate Shared Appreciation Agreements Relating to [...]
Landmark Urban Institute Study Confirms the Role of Shared Equity Products in Expanding Home Equity Access and Consumer Choice
New independent research finds SEPs offer homeowners a meaningful alternative to traditional mortgage loans, with calls for a tailored and uniform regulatory frameworkMANASSAS, Va. — The Coalition for Home Equity Partnership (CHEP), a national non-profit association dedicated to the protection and promotion of the shared equity product (SEP) industry, welcomed [...]
CHEP Builds Momentum with the Addition of Seven New Member Companies as Interest in Shared Equity Products Increases
MANASSAS, Va. — The Coalition for Home Equity Partnership (CHEP), a national non-profit association dedicated to the protection and promotion of the shared equity product (SEP) industry, is celebrating a banner year of growth, adding seven new member companies to join in the pursuit of the association’s mission. This comes on [...]
CHEP Statement on Resolution of Unison v. Olson
Manassas, Va. — The Coalition for Home Equity Partnership (CHEP), a national non-profit association which represents leading home equity investment (HEI) providers, today issued the following statement regarding the resolution of Unison v. Olson. The case examined whether a specific HEI contract could be classified as a mortgage loan—and specifically a [...]
Washington Study Confirms HESA Value and Highlights the Case for Thoughtful Regulation
MANASSAS, Va. — A new study commissioned by the Washington Department of Financial Institutions, conducted by researchers at the University of Washington and Washington State University, offers insight into Home Equity Sharing Agreements (HESAs, which may also be referred to as Shared Equity Products or SEPs). The study examined the [...]
The Coalition for Home Equity Partnership Welcomes New President Cliff Andrews
MANASSAS, VA – The Coalition for Home Equity Partnership (CHEP) is pleased to announce the appointment of Cliff Andrews as its new president.
RE: LD 1901 – An Act to Regulate Shared Appreciation Agreements Relating to Residential Property
Dear Members of the Committee on Health Coverage, Insurance and Financial Services, On behalf of the Coalition for Home Equity Partnership (CHEP), I write to respectfully express our strong opposition to Legislative Document 1901 / House Paper 1272 (LD 1901) as currently drafted.
DFI – CR-101 – Preproposal Statement of Inquiry
In its Preproposal Statement of Inquiry, we understand the objective of the Department of Financial Institutions (or “the DFI ”) at this time is to gather in-put from interested parties in a decision of whether to adopt a new rule on home equity sharing agreements (or “HESAs”) prior to any publication of same.
The Coalition for Home Equity Partnership Supports House Bill 1464 for Home Equity Sharing Agreements
MANASSAS, VA – The Coalition for Home Equity Partnership (CHEP) is pleased to see House Bill 1464 introduced in the Washington State House of Representatives. This bill aims to provide clarity and regulation for shared equity products (SEPs), otherwise referred to as home equity sharing agreements or home equity investments. [...]
RE: HB 1464 – Concerning Home Equity Sharing Agreements
Dear Members of the House Consumer Protection and Business Committee, Please accept this written testimony on behalf of the Coalition for Home Equity Partnership (CHEP), related to House Bill 1464 – Concerning Home Equity Sharing Agreements (HB 1464). CHEP believes HB 1464 represents a significant step toward establishing a clear [...]
RE: SB 1257 – An Act Concerning Consumer Credit and Commercial Financing
Dear Members of the Banking Committee, Please accept this written testimony on behalf of the Coalition for Home Equity Partnership (CHEP), related to Raised Senate Bill 1257 – An Act Concerning Consumer Credit and Commercial Financing (SB 1257). CHEP believes SB 1257 represents a significant step toward establishing a clear [...]
New Coalition Promotes Best Practices for Shared Equity Industry
MANASSAS, VA – The Coalition of Home Equity Partnership (CHEP) launched today, featuring the largest shared equity product companies in the U.S. marketplace. CHEP’s mission is to promote industry best practices, advocate pro-consumer policies and protections, and ensure a better understanding of shared equity products among consumers, policymakers, and the [...]
