This week, members of the Coalition for Home Equity Partnership (CHEP) had a strong presence at the Information Management Network’s (IMN) Home Equity Investment (HEI) and Home Equity Capital Markets Forum in Austin. As the only conference dedicated exclusively to home equity, the event provided a critical platform for discussing [...]

According to a recent TransUnion report, non-mortgage debt among homeowners is up 6% over the past year, averaging about $8,000 per homeowner. Meanwhile, Bankrate reports that hidden expenses for owning and maintaining a single-family home cost about $21,400 a year.

How Traditional Lending Standards Are Leaving Homeowners Behind Recent data from the St. Louis Federal Reserve shows that U.S. homeowners collectively hold roughly $30 trillion in home equity.

New Solutions for America's Renovation Needs As spring and summer mark the height of home improvement season, homeowners across the United States are investing in their properties amid a historically robust home improvement market. In 2022, residential renovation spending reached an all-time high, surpassing $600 billion. While the remodeling market [...]

Importance of Shared Equity Products Shared equity products (SEPs) offer homeowners an innovative way to access their home’s equity without taking on additional debt. With total household debt in the United States now exceeding $17 trillion, traditional lending – such as home equity loans and home equity lines of credit [...]

Last month, members of the Coalition for Home Equity Partnership (CHEP) had a significant presence at the Information Management Network's (IMN) Home Equity Investment (HEI) and Home Equity Capital Markets Forum in Nashville. As the only conference dedicated exclusively to home equity, this gathering provided an important platform for industry [...]

What are shared equity products? Shared equity products (SEPs) – sometimes referred to as home equity investments (HEIs), home equity agreements (HEAs), and shared appreciation agreements (SAAs) – are innovative financial arrangements that enable homeowners to access the equity in their home by selling a share of the future appreciation [...]