Get to know CHEP

The Coalition for Home Equity Partnership (CHEP) is a national non-profit association representing a collective of financial services companies that offer innovative, flexible ways to tap home equity, generally known as shared equity products (SEPs). CHEP was founded in 2024 by Hometap Equity Partners, LLC, Point Digital Finance, Inc., and Unlock Technologies, Inc.

We seek to advance a clear, consistent, and tailored regulatory framework for shared equity products at the state and federal levels to bring these solutions into the financial mainstream while championing best practices for consumer protection. In pursuing this objective, we serve:

Homeowners

By providing flexible, transparent, and fair home equity options that provide financial relief, without the burden of traditional debt.

Members

By providing access to shared resources among industry experts, including marketing materials, customer toolkits, and policy engagement.

Legislators

By delivering expert education and industry insights on SEPs, with a shared interest in promoting consumer protection.

An official 501(c)6 organization, CHEP is governed by an Executive Board of Directors and ensures its members adhere to only the highest ethical standards.

Our Mission

The Coalition for Home Equity Partnership (CHEP) is dedicated to the protection and promotion of the shared equity product industry, with a focus on education, advocacy and marketplace innovation that improves homeowners’ financial lives.

Our Vision

We seek to position CHEP as the authority on shared equity products, working to bring these valuable solutions into the financial mainstream and championing best practices for consumer protection.